Vehicle Service Contracts
We provide various levels of terms and coverage for New & Used vehicles.
Some of our highlights are Exclusionary Coverage up to 125K; Component
Coverage with no mileage limits; Wear & Tear and Seals & Gaskets included
on most plans. Reinsurance and Retro Profit Sharing programs available.
Patriot Asset Protection
Our GAP Insurance program offers coverage up to 150%
of MSRP and terms up to 84 months. We also offer Buy
Here Pay Here GAP Insurance. Reinsurance and Retro
Profit Sharing programs available.
Patriot Insurance Products
Our SPOT Delivery Insurance Program is designed exclusively for auto dealers
and there is no requirement for the dealer to have an insurance license since the
dealer is ordering insurance coverage to protect their security interest and contingent
liability in the vehicles they sell or lease. The Dealer is issued an annual policy but
can order just the amount of insurance coverage necessary to get funded, usually
between 4 and 30 days, which helps protect their gross. Dealers can cancel the
coverage pro-rata if the customer provides proof of alternative coverage. Dealers
will be electronically notified with an insurance “hot sheet” 48 hours prior to the
expiration of any policy.
Auto Insurance Tracking
Verifacto is a Collateral Insurance Management System that assists
Buy Here Pay Here dealers & auto lenders in reducing their uninsured
drivers. We monitor your customers auto insurance status and alert your
customers of their auto insurance status. You can view all this information
thru your Verifacto portal. We also offer Payminders by Verifacto. Payminders is
a Account Receivable Management System that automatically generates and
delivers invoices to your customers via email and text. Your customers will have
the ability to log in to your customized portal and make a payment or make via
SMS over the phone.
Patriot dealer services provide various levels of terms and coverage for New & Used vehicles.
Some of our highlights are Exclusionary Coverage up to 125K; Component Coverage with no mileage limits; Wear & Tear and Seals & Gaskets included on most plans.
Reinsurance and Retro Profit Sharing programs are also available.
Our GAP Insurance program offers coverage up to 150% of MSRP and terms up to 84 months. We also offer Buy Here Pay Here GAP Insurance. Reinsurance and a Retro Profit Sharing program.
Our asset protection dealer services program is the right product for your GAP coverage.
We are experienced in providing the right product mix for your finance company or auto dealership. Our PAC Team is dedicated in serving our customers, growing your business and increasing your revenue. We are looking for a long-term partnership, not just a customer.
What we Offer
We provide high level products & services designed for auto lenders and dealers. Our mission is to increase your revenue and produce a solid return on investment with our products & services. Your business can rely on Patriot Automotive Consulting to deliver.
"We provide high level dealer services designed for subprime auto lenders and auto dealerships. Our mission is to increase your revenue and produce a solid return on investment with our products and services. PAC has got your back!"
We provide the highest level of products to produce value to our customers.
An enthusiastic team dedicated to you and your company.
Our PAC representatives ensure you get the optimum results.
Here’s what just some of our clients have said
“I am recommending Ched Hargett and Patriot Automotive Consulting as a partner with your finance company and supplying your insurance product needs.
We have the had the pleasure of working with Ched since 2011 and his knowledge on the service contract business has been a tremendous asset for CFG.
Ched is able to work effectively with all departments of our staff to maximize our reinsurance companies goals. With his abilities and dedication Ched will be a great partner for you and your finance company.
I have no doubts you will exceptionally pleased with Patriot Automotive Consulting”
Rami A., BHPH Dealer
— Monroe, North Carolina
“We have been using Patriot Automotive Consulting for years and we have been very happy with their products & services. They have been a true asset to our dealership”
Chuck B., Auto Dealer
— Wilmington, North Carolina
I could not speak more highly of Patriot Vehicle Coverage. Having worked with many extended warranty companies over the years, I can honestly say that Patriot has been the easiest company to work with.
Their claims process is the easiest I’ve ever experienced and they remit payment immediately. We have sold their products here for years and will continue to do so for the foreseeable future.
I truly do see them as a partner and their customer service is beyond comparison.
I would recommend Patriot Vehicle Coverage to any dealer, big or small. They always go the extra mile to keep you and your customers satisfied.
James B., BHPH Dealer
— Lawrenceville, Georgia
For expert automotive advice you can trust Patriot Automotive Consulting
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